Tag Archives: Investments

What has happened to term deposit rates and fixed rate bond prices since the cash rate cut?

A few weeks ago we compared changes in the cash rate to the average term deposit rate across all maturities of the major four banks. On the 1 May 2012, the Reserve Bank surprised the market and cut the cash rate by 50bps, double the expected cut of 25bps. Since … Continue reading

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Video: The Benefits of Having a Financial Planner

If you want to get in shape and need push in the right direction, you hire a personal trainer. If you want advice and a push in the right direction to be in good financial shape, hire a financial planner. Sometimes it takes outside help to change old patterns of … Continue reading

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2012-2013 Federal Budget Review – an investors perspective

  The surplus that Australia had to have The 2012-13 Federal Budget contains a raft of measures designed to “spread the benefits of the mining boom” and generate an estimated surplus of $1.5 billion in the next financial year. Measures target corporate Australia and high income earners. The increase in … Continue reading

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Top free apps to save you time and money

www.smh.com.au Patrick Commins April 1, 2012   Managing your finances has never been easier thanks to a range of apps for your smartphone or iPad, whether it’s splitting the bill, monitoring your shares or searching for a house. The pleasures of touchscreen technology even makes budgeting fun (well, almost). We’ve … Continue reading

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Innova Asset Management – January 2012 Market Update

January was a strong month for equity markets, albeit still a volatile one. Throughout the month the Aussie Dollar appreciated against most major currencies, particularly the US Dollar. Concerns increased about the situation between the US and Iran over a possible closing of the straits of Hormuz, and OPEC stated … Continue reading

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Back to Basics – Value vs Growth

Michael Fazzini, AMP Key Account Manager, discusses the differences between value and growth investment styles.

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Smoother sailing on the investment high seas

There is no doubt that 2011 was a tough year with many investors finding volatility in the sharemarkets challenging – the US debt debate, revolts in the Middle East, Greece’s near economic collapse, the European debt crisis, the threat of another recession in the US and fears of a Chinese … Continue reading

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