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Contribution Reminder

by DFS Ipswich on June 14, 2019 No comments

One subject that is often front of mind leading up to the end of the financial year, is making the most out of any opportunities to put money into superannuation. With June 30 only weeks away, it pays to think about these opportunities and the benefits that may exist. There are a number of advantages to contributing money into superannuation, one of the most attractive being the tax concessions.

Although often highlighted during your review meetings, and for many, you have already made contributions through existing strategies, we thought it was timely to reconnect as a reminder for the deadline.

Below we have highlighted some common contribution methods that may be of benefit to you and put some money back in your pocket come tax time.

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DFS IpswichContribution Reminder

Homing in on your retirement wealth

by DFS Ipswich on November 19, 2018 No comments

The ‘great Australian dream’ of home ownership is fairly widely accepted these days. It’s seen as natural to want to own your own home – or more specifically, a stand-alone home on a quarter acre block. But when you ask people why they want to own a home, it gets a bit more complicated. Things like security to raise a family, the ability to renovate and decorate, and the freedom to own pets are often cited. But those objectives shift when you’re heading towards retirement. That’s why it’s important to think about the role that homeownership plays in your overall retirement plan.

From the time you buy your home, to the life of your mortgage and beyond, the way you deal with your home as an asset can have a big impact on your quality of life once you’ve retired.

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DFS IpswichHoming in on your retirement wealth

Covered at every age

by DFS Ipswich on November 13, 2018 No comments

Life insurance is something that too many people set and forget. Or worse, don’t look at until they’re older. Some people think that the life insurance within their superannuation will be enough, when in fact it’s usually a bare minimum of cover that needs topping up. The truth is that, from the time you have your first proper job to the end of your life, you’ve got life insurance needs – and they change just as often as your lifestyle and personal proclivities.

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DFS IpswichCovered at every age

Travel destinations to get the most bang for buck

by DFS Ipswich on November 5, 2018 No comments

Aussies love travelling overseas – it’s a simple fact. According to ABS stats, more of us head abroad for our holidays than ever before (ABS, 3401.0). This is despite the fact that the Aussie dollar hasn’t fared too well of late, making it more expensive for us to get our hands on other currencies to make purchases at our destinations.

So how does one afford an overseas holiday with an underperforming Aussie dollar? It’s not necessarily about resorting to hitchhiking and staying in backpacker hostels. Rather, it’s about being smart with your choice of destination. There are a number of countries around the world where luxury hotels, shopping and local activities are still affordable for Australians.

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DFS IpswichTravel destinations to get the most bang for buck

Seven ways to invest in your future

by DFS Ipswich on October 9, 2018 No comments

One fact of life is certain, we don’t stay young forever. As we grow older, everyday tasks can become tiresome; we suffer inevitable aches and pains and often have difficulty remembering things. But the ageing process should be seen as a privilege. We have retirement to look forward to, access to good health care and the opportunity to spend more time with the people we love. To ensure we’re able to enjoy a long and happy retirement, it’s important to plan for this future.

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DFS IpswichSeven ways to invest in your future

Healthy eating on a budget

by DFS Ipswich on September 24, 2018 No comments

Healthy eating doesn’t have to be expensive. With a few simple tweaks to what you buy and how you prep for the week, you could be saving hundreds of dollars every year. What many of us don’t realise is that by eating healthier, it will actually save you money. You’ll feel better, sleep better and end up spending less time with your doctor and spend more time living a healthy life.

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DFS IpswichHealthy eating on a budget

Paul Dobbrick wins National Award

by Paul Dobbrick on September 20, 2018 No comments

At the recent Fortnum Private Wealth National Conference in Melbourne, one of our Financial Planners from Gympie, Paul Dobbrick walked away with the Fortnum Private Wealth NextGen Award for 2018.

Paul Dobbrick winning the NextGen Award

The NextGen Award is awarded to an individual or practice who have had significant involvement in the ongoing success of the NextGen program. They have regular input on agenda items, participate in the program, recommend speakers, are involved in various committees and strive to achieve the best outcomes for all practices involved. They are also highly collaborative, an advocate for the business and always willing to share their ideas with others to help them grow and develop.

If you’d like to join us in congratulating Paul for his fantastic achievement, please head over to Facebook post and leave a comment.

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Paul DobbrickPaul Dobbrick wins National Award

What determines the cost of an insurance policy?

by DFS Ipswich on September 18, 2018 No comments

There are a number of factors that determine the cost of an insurance policy. A cheap life insurance or income protection insurance policy doesn’t necessarily mean it’s an inferior one, and by the same token, the most expensive policy may not be the best to suit your needs.

The price of an insurance policy is generally a reflection of how the underwriter views the risk of you claiming on that policy. As each insurer will attribute their own measure of risk to each element of your lifestyle, personal habits and work situation, your overall risk profile can fluctuate between one insurer and another.

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DFS IpswichWhat determines the cost of an insurance policy?